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Who Needs Yachts and Islands?

August 27, 2010 · 13 comments

in Life, Personal Finance

Earlier this week  I wrote about owning a private island, and Financial Samurai wrote about a Russian billionaire that owns a $300 million dollar yacht.  Both these items seem incredibly extravagant, and I cannot imagine ever being in the financial position to own either one.

But that is ok.

I came to this realization while taking a walk.  I was having a fantastic day.   I spent some time with my kids in the morning, had lunch with a friend, played games with my daughter in the afternoon, and then went for my walk.  The afternoon was slightly cool and the leaves were just starting to fall off the trees.  It was actually an ordinary day, but I felt total contentment.

While I was walking, the yacht and the island both popped into my mind.  I thought owning either one of those items would be quite the burden, and I don’t know that they would bring me huge amounts of happiness.  Actually,  I can’t imagine feeling any happier than I already do, and it is just life in general that brings me happiness.  My family is healthy, my summer taxes are paid – what more could I want?   Sure, my house isn’t paid off, but so what?  Yes, I would feel more secure if the mortgage was completely paid and we had more money saved for retirement and such.   However, my happiness level probably would not increase dramatically because of it.  (Although I may throw a fun party when I finally make that last mortgage payment.)   Overall, I am just pretty darn happy with how things are.  Having a billion dollars would allow me to travel more and such, but would also introduce some headaches too (or at least I tell myself that).

I guess the point in all of this is that happiness can be found in many small things that are completely free, like spending time with family or sitting in the sun.   I know that my ‘lifestyle’ would not make everyone happy, as I am sure that my  life as a stay-at-home-mom (and blogger) may seem mundane to some.  But, it is perfect for me, at least for now, and I am grateful for what I have.

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