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My ACL Reconstruction Recovery – And Some Tips For Dealing With Post-Surgery Life

January 20, 2012

I recently had ACL surgery, and thought I would share how my recovery progressed, and some tips I learned along the way: Now, for those that don’t know what takes place during ACL (Anterior Cruciate Ligament) reconstruction, the surgery is mostly done arthroscopically. (The ACL is a ligament that starts in the thigh bone, threads […]

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Perhaps A Darwin Award Is In My Future?

January 12, 2012

A few weeks ago, we had issues with our sink and we had to hire a plumber.  The plumber was in the kitchen chatting with me when I glanced over at the wall and saw one of my pictures on the wall was crooked.  Being the polite person I am, I kept looking forward to […]

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You May Be Able To Refinance Your Home, Even With Little Or No Equity!

January 9, 2012

Recently, I wrote about how we had refinanced our home through ING Direct. In our case, we had enough equity in our home to do a standard refinance.  (Unfortunately, not everyone does.) Those that do not have 20 percent equity in their homes may still be able to refinance though through the federal  Home Affordable […]

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My Plan To Help the Housing Market

January 5, 2012

We recently refinanced our home, and as part of the refinance, we had to have our house appraised.  Our appraisal came in high enough that we were able to refinance, so we were lucky compared to so many other people.  Fortunately, we refinanced before a neighboring house started plummeting in value. The house I am […]

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What I Learned From A Long Break

January 3, 2012

Christmas break in 2011 started on December 16th.  My daughter had a basketball game that night, and the following morning, we hopped on a plane and headed to Florida.  The weather was beautiful, the trip was great, and we returned on December 23rd.  After we returned, I ran around like crazy trying to get everything […]

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Comparing The Real Costs of Driving Vs. Flying

December 28, 2011

Our family loves to escape to Florida every year just to get a break from the cold, gray Michigan weather.  The past two trips, we have driven to Florida for a variety of reasons.  However, this year, I decided to go extravagant and bought refundable airline tickets for the five of us. While enjoying my […]

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Thoughts For Thursday: Warm Weather and Perspective

December 22, 2011

I was recently in Florida, and it was the first time I have ever spent part of the Christmas season in a warm climate. I have to say, it was strange. The first time I saw a Christmas tree in Florida and heard Christmas music, it just seemed `off` to me. Now, I recognize that […]

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Frivolous Goals For 2012

December 18, 2011

It seems every year, I create some goals for myself that are very serious, and pretty hard to accomplish. Of course, I have the best of intentions, but I must admit that quite often, some of my goals fall by the way side mid-year for various reasons. So this year, just for fun, I decided […]

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Why I Couldn’t Be On the TV Show “Storage Wars”

December 14, 2011

First, let me start by saying I love the TV show Storage Wars on A&E.  The premise is this:  People rent out storage units, neglect to pay their storage rental bills, and the contents of these units go up for auction.  Storage Wars features five different people that bid on storage units for income or […]

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My Biggest Tip For Refinancing A Home

December 12, 2011

We bought our house 10 years ago, at a price and interest rate that seemed incredibly reasonable. A few years later, we refinanced our mortgage from a 30 year to 15 year term, and got what we thought was an incredibly low rate of 4.75 percent. A few months ago, I started looking in to […]

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